Safety Nets: Spot & Stop Fraud, Scams, & Manipulation

Quick Links: Dissecting The Statement: What Resume Are We Talking About Identifying Clear Red Flags In The Scenario Credible Steps To Prevent Falling Into The Trap Frequently Asked Questions Dissecting The Statement: What Resume Are We Talking About Have you received a call or message telling you, "Hello. Your resume has been approved. Please chat me on WhatsApp." ? Let me guess, you are thinking, "I did not apply for anything" . If that's true, please understand that you are not alone in this encounter. This is one of the common scams going around town right now. It sounds harmless and  professional, but it is a trap. Alright, let's break it down together so you don't get caught in that web or fall for it. First things first, just as your natural instincts ought to prompt you, ask yourself this: " What resume?" Take a moment to think about it. Did you recently apply to fill a job vacancy? Did you send your CV to anybody or compan...

  Quick Links Understanding Relationship Scammers 3 Common Types Of Relationship Scams You Need To Know 9 Red Flags Of Romance, Family & Job Scams Frequently Asked Questions Understanding Relationship Scammers Relationship scammers don’t usually start by asking for your card details.  If they did, you wouldn’t let them get an inch closer, would you? They start by going after your trust, and the  easiest way to do that is to pretend to care and be the kind of person you’ve been hoping would care about you. That’s why these scams cut so deep. When it happens, it’s not just money you lose, you also feel foolish, embarrassed, and like you can’t trust your own judgment anymore. Is it wrong to help or to believe in people?  No. It’s not your fault for wanting to help.  The fault is on the person who decided to use your goodness against you. So how can you stop it?   Today in Safety Nets: Spot & Stop Fraud, Scams, & Manipulation, I’m sharing 9 red...

  Quick Links What is a scam website? Motives of scam websites 15 Ways To Spot Scam Websites Frequently Asked Questions What is a scam website? A scam website is a fraudulent or fake website that is designed to trick and dupe you. You may think of it as a fake online store. It looks exactly like a true store, with similar or same colors,  logo, and layout. However, instead of offering or selling something original to you, it is simply there to steal  your money,  personal information, or to take control of your accounts. While some of them pretend to be your bank,  others impersonate entities like Amazon, Netflix, FedEx, a university, a government grant program, or even Facebook and Instagram support. At a glance, they don't look  scammy at all, especially to untrained eyes and mindset, and that's the scary part. This is why knowing what to look for and how to spot brand inconsistencies and red flags matters. Just imagine this scenario. You receive a link t...

  Ponzi Schemes like MMM still exist.   This  Safety Nets: Spot and Stop Fraud, Scams and Manipulation   article is a wake-up call and a guide on how you can spot them and  protect yourself. Quick Links: The MMM Story: A Case Study    Common Features of Ponzi Schemes 7 Safety Nets To Protect Yourself From Ponzi Schemes    Frequently Asked Questions The MMM Story: A Case Study Anonymous Contributor  Lagos. Lost: ₦150,000 I joined MMM because everyone around me was joining - my sister, my colleague, even my church group leader. They kept showing bank alerts of “30% in 30 days”. It all sounded too good to ignore. I started small with  ₦50,000. Thirty days later I received ₦65,000. I was very excited, so I went higher by sending ₦150,000.  I could see ₦195,000 sitting right there on my dashboard and  counting down. I waited for payback. It never came One morning the site said "system upgrade" and a week later, "paused for...

    Do you like being flattered? Whether you do or don't, this anonymous scam experience will educate your mindset. Quick Links: A Flattery Scam Experience Why Flattery Is Often A Win For Scammers 8 Safety Nets To Safe You Frequently Asked Questions A Flattery Scam Experience I used to love being praised but recently it landed me in trouble. It happened this way. I am a trader dealing in spare parts sales. People call me by a nickname I can't repeat here for security reasons but it's a hype name I carried along  from secondary school days. My fellow traders and almost everyone knows that calling me by that heady nickname is the easiest way to get a favour from me. I didn't know how dangerous that can be, until when some businessmen approached me with a deal. They somehow knew my nickname and mostly used it to address me. They were full of praises for my intelligence, told me they came to me because of my Fame as a smart and successful trader. They way they flattered me,...

  Quick Links: A Familiar Scenario What is Due Diligence? Does Time Truly Run Out? How To Use Due Diligence To Defeat Scammers Frequently Asked Questions A Familiar Scenario Here's an anonymous scam sting submitted to our scam awareness  Tell Your Story  portal: This happened to me in late November 2025. For long I couldn't tell anyone about it, because it hurt so much, but now I think I can talk about it. I can now tell myself the truth because if I had been careful I would not have been duped. This is what happened. I received this alert claiming to be from my bank and at a glance it all looked genuine: "Someone just tried to sneak into your account. Click this link to get help to save your funds. Time is running out, they may succeed next time." Thinking it was legitimate, I panicked and clicked the link. Next thing I knew I found myself on a site where I was asked to confirm my bank details. I complied because I thought I was protecting my account. I didn't kn...